Jammu & Kashmir Bank Ltd. has invited online applications for 323 Probationary Officer (PO) vacancies. Only candidates domiciled in the Union Territory of Jammu & Kashmir are eligible to apply. Applicants must hold a graduation degree and be between 20 and 30 years of age as on 01 January 2026. The online application and fee payment windows are open from 07 November 2026 to 26 November 2026 through the Bank's official website, jkb.bank.in. The selection process consists of an online Preliminary Examination and an online Mains Examination conducted by IBPS, followed by an interview. Examination dates, call letters, interview schedules and provisional selection details will be notified separately by the Bank.

J&K Bank Probationary Officer Recruitment 2026 Overview

Jammu & Kashmir Bank Ltd. has issued the "Recruitment of Probationary Officers – UT of J&K" notice for 323 posts of Probationary Officer, with online examinations to be conducted by IBPS.

The available pages of the official notification do not specify the pay or the category-wise number of posts.

J&K Bank Probationary Officer Recruitment 2026 Important Dates

The notice calls the following a tentative schedule of events.

Updates will be posted on https://jkb.bank.in/ under the "Careers" tab. The notice states that no separate intimation will be issued regarding any changes or updates.

J&K Bank Probationary Officer Category-wise Vacancy 2026

The notice gives reservation as percentages, not as the number of posts in each category. Reservation follows the Union territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time, and S.O. 176 dated March 15, 2024, issued by the Social Welfare Department, Civil Secretariat, J&K.

Reservation for Persons with Disabilities

Under section 34 of the Rights of Persons with Disabilities Act, 2016, the 4% reservation is divided as follows:

Multiple disabilities from amongst the above, including deaf-blindness, are also covered. Only persons with benchmark disability (not less than 40% of a specified disability) are eligible for reservation, and they must submit a disability certificate issued by a Competent Authority. PwBD candidates whose certificate shows the condition as "likely to improve" under the temporary disability category are not eligible for reservation; conditions marked "Progressive, non-progressive or not likely to improve" are treated as eligible.

• A reserved category candidate who figures in the general list on own merit will not be adjusted against a reserved post; the original category stays unchanged.
• Unfilled EWS vacancies will be filled as per the reservation rules of the UT of J&K.
• A valid reserved category certificate must be held on the date of online registration.
• The EWS certificate should be valid for the year 2026-2027.

J&K Bank Probationary Officer Age Limit 2026

The age limit is minimum 20 years and maximum 30 years as on 01-01-2026, that is, a candidate must have been born not earlier than 01.01.1996 and not later than 01.01.2006 (both dates inclusive). The maximum age limit applies to General and EWS candidates.

Age Relaxation

The upper age relaxation for SC/ST/Socially and Educationally Backward candidates is allowed on a cumulative basis with the relaxation for Persons with Disabilities.

J&K Bank Probationary Officer Application Fee 2026

The fee (Application Fees/Intimation Charges) is paid online from 07.11.2026 to 26.11.2026, both dates inclusive, through Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets. Bank transaction charges are borne by the candidate. Registration is complete only when the fee is successfully deposited. If no e-Receipt is generated, the payment has failed and the candidate must log in again with the Provisional Registration Number and Password and repeat the payment.

J&K Bank Probationary Officer Selection Process 2026

1. Online Preliminary Examination
2. Online Mains Examination (Objective & Descriptive)
3. Interview

Preliminary Examination

Candidates must qualify in each of the three tests by securing cut-off marks decided by IBPS in concurrence with J&K Bank. The minimum aggregate qualifying marks are 40% for General Category and 35% for reserved category candidates, subject to overall merit. Candidates numbering 10 times the vacancies in each category are shortlisted for the Mains.

Mains Examination

Each candidate needs a minimum score in each test and a minimum total score. The minimum aggregate qualifying marks are 40% for General Category and 35% for reserved category, subject to overall merit. Only Mains marks count for shortlisting, and candidates numbering 3 times the vacancies in each category are called for interview. Mains scores are not shared before the interview process is completed.

Interview

The interview carries 100 marks, with minimum qualifying marks of 40% (35% for reserved category). The centre, venue, time and date will be given in the interview call letter, downloaded from https://jkb.bank.in/. The final merit score combines the Mains and the interview in the ratio 80:20, and candidates must qualify in both. Provisional selection is by category-wise merit against the vacancies in each category and will be notified on the Bank's website.

J&K Bank Probationary Officer Exam Pattern 2026

Preliminary Examination

Mains Examination (Objective & Descriptive)

• The medium of examination is English, and each test is separately timed.
• The Descriptive Paper may be broadly based on economic and social issues, emerging trends in banking and technology, current events and ethics.
• Negative marking: one fourth of the marks of a question is deducted for each wrong answer in the objective tests of both the Preliminary and Mains. No penalty for a blank question.
• Scores from different sessions are normalized using the equi-percentile method, taken up to two decimal points.
• J&K Bank reserves the right to modify the structure of the examination, which will be intimated through its website.

Examination Centres

Candidates must choose six centres, of which at least three must be outside J&K-UT. Any other centre may also be allotted.

How to Apply Online for J&K Bank Probationary Officer Recruitment 2026

Applications are accepted online only from 07.11.2026 to 26.11.2026; no other mode is accepted. Before starting, keep scanned copies of the photograph (4.5cm × 3.5cm, 20kb–50kb, 200 x 230 pixels preferred), signature in black ink (not in capital letters), left thumb impression on white paper, and the hand-written declaration in English, plus an active personal email ID and mobile number.

1. Go to https://jkb.bank.in/, open the relevant notification under the "Careers" tab and click "APPLY ONLINE".
2. Choose "Click here for New Registration" and enter Name, Contact details and Email-id; note the Provisional Registration Number and Password sent by Email and SMS.
3. Validate the details and save with "Save & Next"; the form can be completed in more than one sitting.
4. Upload the photograph and signature as per specifications, and capture a live photograph by webcam or mobile phone.
5. Fill the other details of the application form, then preview the whole form.
6. Click "COMPLETE REGISTRATION" after checking everything; no change is possible after this.
7. Click the "Payment" tab, pay the fee online and click "Submit".
8. Print the e-Receipt and the online Application Form containing fee details.

The hand-written declaration text is: "I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." A declaration written by anyone else or in another language makes the application invalid. Visually Impaired candidates who cannot write may type it and put their left thumb impression below.

JK Bank Probationary Officer Recruitment 2026 - FAQs